Working capital, equipment finance, commercial vehicles, short-term cash flow. We shop 20+ non-bank lenders and get your deal decisioned in 48 hours, not 4 weeks.
We will call within 2 hours during business hours.
Short-term cash flow funding to smooth payroll, tax, or seasonal dips. 3 to 24 months, unsecured options available.
Machinery, plant, tools, IT. 100% funded with the asset as security. Often faster and cheaper than unsecured.
Utes, vans, trucks, fleet. Balloon payments and residual value options to keep repayments low.
Unlock cash tied up in unpaid invoices. Get paid in 24 hours instead of 60 days.
Buying a business, MBO, partner buyout. Structured against earnings and security.
New location, renovation, growth capital. We find lenders that look beyond the bank's tick-box criteria.
You are self-employed. You have variable income. Your trading history is under 2 years. You had a hard year. The bank's algorithm spits you out before a human looks at the file.
Our non-bank panel exists for every one of those reasons. They look at where the business is today and where it is heading, not just last year's tax return.
Check my optionsTell us what you need and we check fit in 15 minutes.
ID, 6 months bank statements, latest financials.
We package and place with 3-5 best-fit lenders.
Approvals laid side by side. You pick the deal.
Typical time from enquiry to funds in the account: 4 to 7 working days.
No. We have lenders that will look at deals from 6 months of trading, and a handful that consider pre-trading if the director has relevant industry experience and contracts in hand.
No. Unsecured business loans up to $500K are available depending on turnover. For equipment and vehicle finance the asset itself is the security.
Business finance rates vary by lender and risk profile, typically 8% to 18% p.a. for established businesses and higher for non-prime. We will show you the actual rates on your approvals before you commit.
No. We do a soft check first. A hard credit enquiry only happens once you pick a lender and want to proceed.
Photo ID, 6 months of business bank statements, most recent annual accounts, and a short summary of what the funds are for. We take it from there.
Check what you qualify for in 60 seconds. No impact on your credit score.
Check my business finance options